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Before proceeding to the password page to begin the course, please read the Legal Notices below and indicate your acceptance of the Terms and Conditions governing your use of this Site by clicking the "I Agree" button at the bottom of this page.
RETIREMENT PLANNERS, LLC LEGAL NOTICES
Retirement Planners, LLC (“RP LLC”) is a New Jersey Limited Liability Company that provides this Site, tele-classes and third-party web sites (such as “WebCE”) for the private, non-commercial use of third parties in order to provide web and phone-based training, online learning, distance education and on-line resources accessible (the “Services”) to you, subject to these Terms and Conditions. By accessing these Services you agree to and accept the Terms and Conditions herein in full. If you are using the Services on behalf of another person, you represent that you are authorized to accept these Terms and Conditions on that person's behalf. Unless explicitly stated otherwise, these Terms and Conditions will govern your use of any new features that augment or enhance the current Services, including the release of new products or services.
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Definitions. In addition to the terms defined throughout these Terms and Conditions, the terms "you", "your" and "yours" refer to the surfer, customer or purchaser utilizing this Site to obtain Services. The terms "we", "us" and "our" refer to RP LLC.
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Changes to Terms and Conditions. RP LLC reserves the right, at any time without notice to you, to modify, add to, delete from, alter, or update these Terms and Conditions ("Changes"), and you agree to be bound by such Changes. Changes shall be effective immediately upon notice thereof, which may be given by any means including, but not limited to posting on this Site or by electronic or conventional mail. Your use of this Site following any Changes constitutes your agreement to follow and be bound by these Terms and Conditions as changed.
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Changes to Certification Program and/or Course Curriculum - Right to Modify. The Certified Retirement PlannerTM (CRP) program includes a curriculum of seven (7) units followed by quizzes and final exams that will greatly enhance your knowledge. Candidates must also complete five tele-seminars and advanced coursework maintained by WebCE as well as meet licensing and professional good standing requirements. Candidates acknowledge they are paying for coursework and for use of a designation. Retirement Planners, LLC, reserves the right, at any time without notice to you, in its sole discretion, to change, modify, revise or update the content of this Site, the company’s business plan and strategies, and all materials (whether provided on this Site or otherwise), including but not limited to the curriculum for our Certified Retirement Planner (CRP) professional designation course, and the designation CRP. When modifications appear on this website, users are deemed to be aware and bound by any changes. Information on this site is provided "as-is", is intended for informational purposes only, and is subject to change without notice.
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Permitted and Prohibited Uses. This Site is intended for the lawful use of subscribers to the Certified Retirement Planner certification program and others who are given permission by RP LLC to view this Site. Subject to these Terms and Conditions, RP LLC grants you a non-exclusive, non-transferable, limited right to access, use and view this Site and the information thereon, including without limitation, all text, design, graphics, drawings, photographs, video clips, music and sounds, and all trade marks, service marks and trade names used at this Site and the selection and arrangements thereof (collectively, the "Content"), solely for your own personal use, provided, however, that you may not, nor may you allow others to, directly or indirectly:
sell, license, rent, reproduce, modify or attempt to modify or create derivative works from the Content in any way or reproduce or publicly display, perform, transmit or distribute or otherwise use the Content for any public or commercial purpose, including without limitation use of the Content on any other website or in any environment of networked computers;
- transfer the Content to any other person without the prior written explicit consent of RP LLC;
- use this Site in any manner that could damage, disable, overburden or impair this Site;
- upload, post or otherwise transmit or distribute on this Site any items, including without limitation computer viruses, Trojan horses, worms, backdoor, shutdown mechanism or other harmful, disruptive or destructive files or computer programs;
- interfere with the security of, or otherwise abuse, this Site or any Services, system resources, accounts, servers or networks connected to or accessible through this Site or associated or linked sites;
- infringe on any patent, trade-mark, trade secret, copyright, right of publicity, or other proprietary right of any person, or impersonate any person or entity;
- disrupt or interfere with any other person's use or enjoyment of this Site or associated or linked sites;
- use any robot, spider or other automatic program or device, or manual process to monitor, copy, summarize, or otherwise extract information from this Site or the Content in whole or in part;
- use or attempt to use another's account, password, service, system or other information without prior written authorization from RP LLC, or create or use a false identity on this Site;
- transmit on, to or from this Site spam, chain letters, junk mail or any other type of unsolicited mass e-mail;
- upload to, distribute to, or otherwise disseminate through this Site any material or information of any kind that is threatening, harassing, libelous, defamatory, obscene, pornographic, fraudulent, deceptive, abusive, or otherwise violates any law or infringes or violates any rights of any other person or entity, or contains a solicitation of funds, advertising, or a solicitation for goods or services; or
- attempt to obtain unauthorized access to this Site or portions of this Site which are restricted from general access.
You also agree that you are solely responsible for actions and communications undertaken or transmitted in the course of your usage of this Site, and that you will comply with all laws that apply or may apply to your use of or activities on this Site or in respect of the Content.
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Copyright and Trademarks. Unless otherwise noted, all Content is subject to intellectual property rights including copyrights and trade marks held, licensed or pending by RP LLC. Any other reproduction or use without express prior written permission from RP LLC, or RP LLC 's content providers as the case may be, is strictly prohibited. Except as expressly provided herein, no license to use or reproduce the Content is given to you and all intellectual property rights therein are expressly reserved. Systematic retrieval of data or other Content from this Site to create or compile, directly or indirectly, a collection, compilation, database or directory without express prior written permission from RP LLC is prohibited.
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Consent. By using this Site, you agree to the collection and use, consistent with applicable laws, of information available on or through this Site. RP LLC uses reasonable efforts to safeguard the security of your personal information. We collect certain contact information, such as mailing addresses and e-mail addresses, from Web site users who register for our courses, submit a form or request for information. This contact information is primarily used for registration purposes or to send information and materials to Web site users. RP LLP also use this information to help us improve the content and functionality of our websites, to better understand our customers and markets, and to improve our products and services. In some cases, RP LLP may release this information to education providers, industry organizations, associations or businesses related to the financial planning industry (“Affiliates”) as RP LLP deems appropriate and in the best interests of its clients. RP LLP and our Affiliates may use this information to contact you in the future to tell you about products or services we believe will be of interest to you. If we do so, each communication we send you will contain instructions permitting you to "opt-out" of receiving future communications.
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Links and Third Party Websites. RP LLC may provide to you, via this Site, links to Third Party Websites operated by other entities. These Third Party Websites will typically be identifiable through a change to the URL in your Web browser, though the Site does occasionally contain content from Third Party Websites within the www.cprdesignation.com URL. You agree that this Site provides no dialogue box or other clear demarcation indicator when you leave this Site and enter a Third Party Website. Links to Third Party Websites does not constitute an endorsement, sponsorship or recommendation by RP LLC of the Third Party Websites, the entities themselves or of any content, services or products available on or through such Third Party Websites. If you use these Third Party Websites, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses and other destructive elements. Links do not imply that RP LLC or this Site is affiliated or associated with, or is legally authorized to use any trade-mark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any Third Party Website is authorized to use any trademark, trade name, logo or copyright symbol of RP LLC. Third Party Websites may create other contractual obligations between you and the third party entity in addition to these Terms and Conditions.
This Site will from time to time contain materials, data or information provided, posted or offered by third parties, including but not limited to advertisements. You agree that RP LLC shall not have any liability whatsoever to you for any such third party material, data or information.
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Submission of Information. Although RP LLC may provide certain security in an effort to protect the electronic transmission of certain information that you submit to RP LLC through this Site, RP LLC does not guarantee the security of any information transmitted to or from this Site, including to or from any Third Party Websites linked to this Site. Submission of any financial (eg. credit card) or other information to this Site or to any Third Party Websites linked to this Site is entirely at your own risk and responsibility. Do not send any confidential or proprietary information to RP LLC through this Site. Except for personal information about you, any information you do send to RP LLC through this Site will be deemed NOT to be confidential ("Non-Confidential Information"). For any Non-Confidential Information you do send, you hereby grant to RP LLC a worldwide, royalty-free, perpetual, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, distribute and sublicense any and all material or information submitted by you to this Site and/or to incorporate it in other works regardless of form, medium or technology.
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Disclaimers. ALL CONTENT AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" FOR YOUR USE. THE CONTENT IS PROVIDED WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON INFRINGEMENT. NEITHER RP LLC, THEIR AFFILIATES AND RELATED ENTITIES, NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT THE CONTENT IS ACCURATE, RELIABLE OR CORRECT; THAT THIS SITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED OR THAT THE CONTENT IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOUR USE OF THIS SITE IS SOLELY AT YOUR RISK. BECAUSE SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF CERTAIN WARRANTIES, THOSE EXCLUSIONS MAY NOT APPLY TO YOU.
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No Tax or Legal Advice. Neither Retirement Planners, LLC nor any of its employees, administrators, representatives, or agents provide legal or tax advice. Nothing on this website should be construed as providing specific financial, investment, business, tax or legal advice. This website merely provides general information which Retirement Planners, LLC, obtained from sources it believes to be reliable. However, the accuracy and completeness of such information cannot be guaranteed. Applicable laws and regulations concerning the information contained on this website are complex and subject to change without notice. For legal or tax advice concerning your specific situation, you should consult your attorney, accountant or tax adviser prior to making any decisions involving any actions regarding your retirement planning or regarding any information offered or contained at this website.
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Limit of Liability. IN NO EVENT SHALL RP LLC, ITS DIRECTORS, OFFICERS, PARTNERS, EMPLOYEES, REPRESENTATIVES, CONTRACTORS, AFFILIATES, SUCCESSORS OR ASSIGNS BE LIABLE TO YOU FOR YOUR ACCESSING OF THIS SITE OR UNDER OR RELATED TO THIS AGREEMENT FOR ANY INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL, RELIANCE, EXEMPLARY OR CONSEQUENTIAL DAMAGES, LOSS OF PROFITS, LOSS OF EXPECTED SAVINGS, OR ANY OTHER NON-DIRECT DAMAGES HOWSOEVER CAUSED WHETHER OR NOT RP LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND THEIR COLLECTIVE MAXIMUM LIABILITY TO YOU UNDER OR RELATED TO THIS AGREEMENT SHALL IN NO EVENT EXCEED ONE-HUNDRED DOLLARS ($100 US). THE LIMITATIONS OF LIABILITY AND DISCLAIMERS IN THIS AGREEMENT SHALL APPLY REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, STRICT LIABILITY, NEGLIGENCE OR OTHER TORT AND SHALL SURVIVE A FUNDAMENTAL BREACH OR BREACHES OR THE FAILURE OF THE ESSENTIAL PURPOSE OF CONTRACT OR THE FAILURE OF AN EXCLUSIVE REMEDY. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, RP LLC 'S LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW.
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Indemnity. By visiting and using this website and any of the services described herein, you agree to defend, indemnify and hold harmless RP LLC, its directors, officers, partners, employees, representatives, contractors, affiliates, successors or assigns, including all third parties mentioned at this Site, from and against any and all claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of this Site and the Content or your breach of these Terms and Conditions or in connection with your use of the Services, and that you further irrevocably agree that you will make no claim of any kind related to such use against Retirement Planners, LLC, or their respective owners, directors, officers employees and agents.
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Arbitration. You agree that all disputes or disagreements between you and us relating to these Terms and Conditions, the use of this Site or any Service in any way, or to any related matter (a "Dispute") will be settled by final and binding arbitration by a single arbitrator pursuant to the provisions of the American Arbitration Association. Judgement upon the award rendered in any such arbitration may be entered in any court having jurisdiction thereof, or application may be made to such court for a judicial acceptance of the award and enforcement, as the law of such jurisdiction may require or allow. The arbitration shall take place in New York City, New York. The arbitrator shall not limit, expand or modify the terms of these Terms and Conditions nor award damages in excess of compensatory damages permitted under these Terms and Conditions, and you waive any claim to such excess damages. The arbitrator shall not have any ability to award any equitable remedies against us. The arbitrator shall not have the right to award any damages in excess of damages that could lawfully be awarded by a court of competent jurisdiction. The arbitrator shall issue a written decision containing findings and conclusions on all significant issues. Each party shall bear its own expenses and an equal share of all costs and fees of the arbitration. The content and result of any arbitration shall be held in confidence by all participants, each of whom will be bound by an appropriate confidentiality agreement.
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Choice of law. These Terms and Conditions shall be deemed to have been made and performed exclusively in New York, New York and shall be governed by and construed under the laws of New York without giving effect to its conflict of laws principles. You hereby submit to the exclusive forum, jurisdiction and venue of the courts of New York for any claim related hereto, arising herefrom or in connection herewith and agree not to bring any action, claim, suit or proceeding against RP LLC (or any officer, director, partner or employee thereof) in any jurisdiction other than New York.
RP LLC does not discriminate in any way based on race, color, religion, sex, national origin, age, disability or any other characteristic protected by law.
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General. These Terms and Conditions constitute the entire agreement between RP LLC and you with respect to your use of this Site. RP LLC 's failure to insist upon or enforce strict performance of any provision of these Terms and Conditions shall not be construed as a waiver of any provision or right. If for any reason a court of competent jurisdiction finds any provision of these Terms and Conditions or portion thereof to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of these Terms and Conditions, and the remainder of these Terms and Conditions shall continue in full force and effect.
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Remedies. Retirement Planners, LLC, reserves the right to seek all remedies available at law and in equity for violations of the rules stated within this website, as well as the right to restrict access to this site from other particular Internet websites.